The Role of an Aspray Franchisee
Offering an end to end service to the policyholder who have suffered property damage and striving for a fair settlement from their insurer is the main focus of the role of an Aspray Franchisee, together with growing their business to the turnover and profit levels they desire.
This efficient and well received service helps Aspray continue to build a credible brand nationwide and thereby offers their franchisees a tried and tested business model, with good earning potential, in return for their hard work, skill, likeability and commitment.
If a home or business premises has been damaged by fire, flood, storm, impact, malicious damage, or any other insurable event, our franchisees assess the damage and negotiate a fair settlement with the policyholder’s insurer, or their appointed loss adjuster. Once works are agreed, the franchisee then instructs and project manages vetted contractors to complete the reinstatement works, restoring the property to its pre-loss condition as swiftly as possible.
A Day in the Life of an Aspray Franchisee
Aspray franchisee, Joe, is now in his sixth year with Aspray and explains, what has now become, a “typical day at the office”.
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Loss Assessor or Loss Adjuster?
The two job titles sound remarkably similar, but the roles are opposites.
A loss assessor handles the claim with the policyholders best interests in mind. Using a loss assessor can restore the balance of power of the claims process, giving the policyholder a voice.
The loss adjuster represents the insurers best interest. They often seek to negatively adjust the claim as their aim will be to minimise costs, by not necessarily replacing, repairing, or restoring property and possessions as the policyholder would wish.
The Size of the Market
Whilst no business is completely future-proofed, Aspray franchisees enter a sector that’s growing. Irrespective of how the economy is performing or the endless political uncertainty, commercial and residential properties are still regularly damaged from fire, impact, storm, water, flood damage, malicious damage by tenants and other insured incidents.
According to the Association of British Insurers (ABI) website, key factors influencing the market today are:
The Association of British Insurers state that in 2018 insurers paid out £17m per day in property claims.
(ABI UK Insurance and Long-Term Savings Key Facts Report, Dec 2019)
related to household claims
related to commercial claims